American RV Insurance Quote UK

Find out if you can get Cheaper American RV Insurance today

For a quote, just fill in our handy contact form below

American Recreational Vehicles (American RV)  are becoming popular across the UK however there are some differences when it comes to getting insurance on these RVs as opposed to a standard UK motorhome.

What’s the difference between an RV and motorhome?

The most obvious difference between an RV and a Motorhome is size. American RVs are ordinarily constructed on a bus or lorry chassis and tend to look like a coach, whereas a UK motorhome is often built on the chassis of a commercial van, and is considerably smaller.

In the UK, there are a few American RV dealers who provide a range of imported American RVs, including well-known brand names like, Damon, and Winnebago. When The RV is imported from American it needs to be fully electrically converted to UK spec to make it road legal.  

It is essential to check the conditions of your driving licence when looking to drive an American RV. Due to the large size of the RV you may need to pass an additional test with the DVLA. 

IS RV Insurance Expensive?

It can be. This is because American RVs aren’t cheap and like with more expensive cars this can increase the overall cost of your insurance. Furthermore, because the RV has so much space inside, they tend to have a lot of contents that also need protecting which can also increase the cost of insurance cover.

What insurance companies cover RVs?

Finding insurance cover for American RVs can be tricky as not many insurance providers cover this type of motor vehicle. Speaking to an Insurance broker like Riviera Insurance can help you we are able to search the market on your behalf, saving you both time and money.

Below is a list of common American RV available in the UK

Coachman, Miranda, Concord, Damon (Thor Industries) Daybreak, Challenger, Astoria, Fleetwood, e

Forest River RV Forrester, Sunseeker, Georgetown, Lexington, Fourwinds (Thor Industries) Georgie Boy, Maverick, Holiday Rambler               Arista, Augusta, Monaco RV, Cayman, Lapalma, Knight, Diploma,  Roadtrak, R Vision, Trail-Lite, Safari, Trek, Cheetah, Winnebago RV, Itasca Meridian, Journey, Destination, Sightseer, Outlook, Vista, Aspect, Access, View, Adventurer.

How can I get cheaper insurance for my America RV?

There are plenty of ways you can lower your insurance though and they’re all relatively easy to do.

  1. Check your milage

As with other forms of insurance, the lower your annual mileage the more likely it is you will be offered a cheaper insurance for your American RV.

It’s likely you’ll be offered a lower insurance rate because fewer miles on the road means you are less likely to be involved in a collision.


  1. Consider where you keep the RV Overnight

Keeping your American RV secure overnight has a big impact on the cost your insurance premium,

If you can, keep the RV stored on a driveway or secure Caravan Storage Site Owners’ Association (CaSSOA) rather than on the road.

  1. Avoid modifications

Any modifications to your RV will need to be reported to your insurance company and my push the price you up.

  1. Use a specialist broker

When searching for prices make sure you use a specialist broker like Riviera Insurance as they are able to search the market on your behalf, saving you both time and money.

Join the 1000s of drivers choosing Riviera for their Insurance

Working with a large panel of recreational vehicle insurance companies, we can quote you on a range of insurance policies providing as much or as little cover as you need. We can also offer flexible payment terms to help you spread the cost of your insurance cover.

Our team of trained advisors can offer you the additional protection of legal expenses cover, public liability, personal accident, breakdown cover, European breakdown cover and windscreen repair.

  • Fully trained insurance specialists who search the market for you
  • Exclusive use of the free Riviera App, so you can access all your essential insurance information at your fingertips.
  • Our claims line operate 24 hours a day, 365 days a year, so we are always here when you need us the most
  • Flexible payment options are available

Big enough to save you money, small enough to care.

Our staff are empowered to contact insurance companies and underwriters on your behalf, giving a fully personal service across the whole UK with no call centres. We take the time to get to know your insurance needs and provide you with the cheapest RV insurance policy, with the added benefit of optional coverage options is to suit you and your pocket.

If you are local to Torbay, you can even pop in and see us to arrange your Insurance at our high street office on Union Street in Torquay.

Not Just an  American RV Insurance Broker

We also specialise in providing insurance cover for a range of commercial and private risks, including minibus, courier, van,and home insurance. If you are purchasing a new American RV car check out our great GAP insurance product here.

To get a quote, just fill in our handy contact form.

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