Campervan Insurance Quote UK

Find out if you can get cheap campervan insurance today

Specialist Campervan insurance broker

To get started, just fill in our handy quote form below. 

Specialist Campervan Insurance broker

Get great rates on your campervan insurance. As a leading insurance broker, Riviera has partnered with some of the best campervan insurance companies in the UK to find you the best campervan insurance at the lowest possible price.

When insuring a campervan it is essential to get the correct type of cover for the build of your vehicle.

Self-built campervans such as VW campervans, Ford transit camper vans and LDV convoy’s need to meet certain criteria to be insured as a camper, if your vehicle doesn’t meet these criteria it may be possible to insure your camper as a commercial vehicle or van.

Make sure you get the insurance cover by speaking to our team of trained advisors today.

You can request a call back at a time to suit you. Finding cheap campervan insurance UK has never been easier.

What is a Campervan?

A campervan or camper van, also called camper, caravanette, motorhome or  American RV, is a roadworthy motorised vehicle suitable for both travel usage and sleeping accommodation.

The term name campervan is usually applied to vans that have been converted, or self-built into camper vans, whereas motorhomes and RVs are typically purpose built (coach-built) accommodation.

If your campervan has been converted from a commercial vehicle or minibus it needs to meet certain criteria to be insured as a camper.

Our team of advisers will be able to advise you which type of insurance is suitable for your Camper and quote you accordingly. Request a call back by filling in our handy contact form. 

How much does campervan insurance cost?

It depends. There are many factors that come into play when calculating how much campervan insurance costs, including, your age, location, miles you do a year and points on your licence.

There are also different policies for different uses as which work in a similar way to car insurance though the majority of campervan owners will only require social domestic and pleasure use we are also able to search for quotes to cover commuting and occasionally business usage.

Additionally, there are 3 levels of cover to choose from;

Fully comprehensive campervan insurance covers

  • Accident damage for both fault and claims.
  • Repairing damage to your camper any other vehicles involved
  • Fire damage and theft, additionally theft damage caused by break ins to the motorhome.
  • Injury cover for your passengers, any pedestrians, other drivers and also their passengers

Comprehensive Campervan insurance often also covers

Personal belongings cover – This protects your own belonging in the camper and works similar to your building and contents.

Awning cover – provides covers for storm damage to your awning.

Windscreen cover – to cover the cost of chips or cracks to your windscreen

European Travel – Varying lengths of European cover are included.

If you are travelling abroad consider adding European breakdown cover and purchasing travel insurance.

Third party fire and theft Campervan insurance cover

Fire damage and theft, additionally theft damage caused by break-ins to the motorhome.

Injury cover for your passengers, any pedestrians, other drivers and also their passengers

Third party fire and theft Campervan cover

This is the lowest level of cover in the UK and is the minimum legal requirement. TPO isn’t widely available so isn’t necessarily a cheap way to insure your campervan. 

How can I get cheap campervan insurance UK?

Some great ways which could help you reduce the cost of your campervan insurance include:

Investing in some additional security, an upgraded alarm system and a tracking device could help lower the cost of your insurance.

Where possible, consider where you store the vehicle when not in use. Off the road parking or a registered site storage site could reduce your overall insurance premium.

Consider your mileage. The chances are you won’t be using the campervan daily so will do fewer miles in your vehicle and make you put this in your quote. 

Having a No Claims Bonus Discount. This is a discount you receive by driving carefully.

Also, if you are a member of a campervan owners club, this can also mean a discount on your insurance.

Using a specialist broker like Riviera Insurance can also help you reduce the cost of your campervan cover. This is because we have extensive knowledge and can search a variety of different insurance providers on your behalf, saving you both time and money.

Our team of advisers will be able to advise you which type of insurance is suitable for your Camper and quote you accordingly. 

Can I drive a Campervan on my Car Insurance?

Ordinary no, however, there are some insurance companies that do provide the ‘driving other cars extension on a campervan policy. It is important to check your policy documents carefully if you already have cover in place or if you require it tell your advisor so they can factor this into your quotation.

Driving without the correct insurance could leave you with points on your licence and a hefty fine. 

Can I drive a motorhome on my normal driving licence?

Most likely you can drive a motorhome on your normal licence as long as it weighs no more than 3.5 tonnes.

If you passed your driving test before 1 January 1997, you would also be able to drive motorhomes up to 7.5 tonnes. If you passed your test after 1st January 1997 you’ll need to take an additional test to drive a motorhome over 3.5 tonnes.

Join the 1000’s of customers choosing Riviera for their Campervan Insurance

Our motorhome insurance products are suitable for converted camper vans, motorhomes, coach built and self-built campervans.

Working with a large panel of campervan insurance companies, we can quote you on a range of UK insurance policies providing as much or as little cover as you need. We can also offer flexible payment terms to help you spread the cost of your insurance cover.

Our team of trained advisors can offer you the additional protection of legal expenses cover, public liability, personal accident, breakdown cover, European breakdown cover, and windscreen repair.

As a UK Campervan Insurance broker we are able to offer you;

  • Exclusive Campervan insurance rates you can’t find anywhere else
  • Fully trained insurance specialists who search the market for you
  • Exclusive use of the free Riviera App, so you can access all your essential insurance information at your fingertips.
  • Replacement motorhome provided free of charge on any claims which are not your fault.
  • Our claims line operate 24 hours a day, 365 days a year, so we are always here when you need us the most
  • Flexible payment options are available

Big enough to save you money, small enough to care.

Our staff are empowered to contact insurance companies and underwriters on your behalf, giving a fully personal service across the whole UK with no call centres. We take the time to get to know your insurance needs and provide you with the cheapest motorhome insurance policy, with the added benefit of optional coverage options is to suit you and your pocket. Finding cheap motorhome insurance has never been more simple.

If you are local to Torbay, you can even pop in and see us to arrange your insurance at our high street office on Union Street in Torquay.

Safeguarding your motorhome with Riviera Insurance couldn’t be more straightforward, request a quote here or view our online product range.

Not Just a Campervan Insurance Broker

We also specialise in providing insurance cover for a range of commercial and private risks, including minibus, courier, van, home and insurance. If you are purchasing a new vehicle check out our great Camper GAP insurance product here.

To get a quote, just fill in our handy contact form.

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