Classic and Specialist Car Insurance Quote

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Classic Car Insurance in the UK Protect Your Timeless Beauty

Welcome to Riviera Insurance, your premier destination for classic car insurance in the UK. We understand the timeless appeal and sentimental value of classic cars, and that’s why we’re dedicated to providing tailored insurance solutions to protect your cherished vehicles. With decades of experience and a passion for classic automobiles, we offer comprehensive cover and unbeatable service. Whether you own a rare vintage gem or a lovingly restored classic, Riviera Insurance is here to safeguard your prized possession with the right insurance cover.

What do I need to get an classic car insurance quote?

Getting a classic car insurance quote with Riviera Insurance is simple. To provide you with an accurate quote, we require the following information:

Vehicle details: Make, model, year of manufacture, and any modifications or restorations.

Your details: Name, contact information, and driving history.

Storage and usage: Details about how you store, use, and drive your classic car.

Additional drivers: Information about any other drivers who may use the vehicle.

Why get classic car insurance with Riviera Insurance?

At Riviera Insurance, we specialise in classic car insurance, which means we have a deep understanding of the unique needs of classic car owners. Here’s why you should choose us:

Tailored cover: Our policies are specifically designed to meet the requirements of classic car enthusiasts, providing comprehensive cover for your valuable investment.

Agreed Value: We offer “agreed value” policies, ensuring you receive the full appraised value of your classic car in the event of a covered total loss.

Experienced Specialists: Our team comprises classic car insurance experts who are passionate about vintage vehicles, providing you with personalised advice and service.

Flexible Usage: We understand that classic cars are not used the same way as daily drivers, so our policies accommodate limited mileage and specific usage requirements.

Quick Claims Process: In the unfortunate event of a claim, we strive to make the process quick, smooth, and stress-free, getting you back on the road as soon as possible.

Our reviews

Don’t just take our word for it. Read what our valued customers have to say about their experiences with Riviera Insurance and our classic car cover.

Protect your classic car with the love and care it deserves. Get a quote today from Riviera Insurance and secure peace of mind for your timeless beauty on wheels.

Riviera Insurance
4.8
Based on 600 reviews
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Art NIArt NI
09:27 30 May 23
Simply the Best& Clearly much better than all the rest!Very pleased with the quotation I received renewed again this yearCustomer service is streets ahead polite, courteous and if they say they will call you back … surprise surprise they actually do- unlike most othersAll in all very happy
E SE S
21:02 26 May 23
Had a lovely experience with Riviera Insurance so far got the best quote online and a further discount during the call with the agent Beth which was lovely and very helpful throughout all the process. The app looks nice and clear. Would recommend to everyone I know
Pete JamesPete James
11:55 25 May 23
1st time searching for taxi insurance just for me (was a named driver before). Richard was very helpful, polite and friendly, guiding me though the process, with the best price quote - beating the competition.Very Happy with the whole process.
AshkalyAshkaly
11:58 17 May 23
Affordable and Reliable CoverageRiviera Insurance stands out as an affordable and reliable car insurance provider. They offer competitive rates, transparent policies, and excellent customer service. With a range of coverage options to suit different needs and budgets, Riviera Insurance ensures you can find the right policy. Their responsive customer service and convenient online tools make managing your policy hassle-free. For affordable and trustworthy car insurance, choose Riviera Insurance.
Alan BallAlan Ball
09:26 21 Apr 23
I purchased some Gap Insurance through Duncan at Riviera for my new BMW M440!I am absolutely delighted with the service I received and also the price I paid, BMW quoted me a figure that was 5 times higher than the amount I paid Riviera for effectively the same product. So for anyone looking for Gap cover all I can say is give Duncan a ring and you won't be disappointed !!
Stephen DareStephen Dare
11:24 28 Mar 23
Excellent customer service - needed liability insurance and Darren had great knowledge which lead to me knowing everything, without having to spend ages on the phone. He called back when he said he would a true asset to which has left an excellent impression of this company.
Virginia HarrowVirginia Harrow
11:39 25 Jan 23
Absolutely FIRST CLASS! I had to arrange new building insurance very quickly, after purchasing the freehold, and Tom was so brilliant. He sourced the market, and came back with a great offer, which I accepted. He was so easy to deal with, so professional, and so helpful. Very impressed with Riviera's service, and would not hesitate to recommend them. I shall definitely be using them for all my future insurance needs.
Mandy BMandy B
11:53 17 Oct 22
Riviera brought some calm ground into my stressful property purchase process. Tom set up a fairly priced building insurance ready for exchange of contracts. He was friendly, reassuring and easy to contact. Just what I needed. Thanks.
carlo bragagnolocarlo bragagnolo
14:53 12 Sep 22
I have found Riviera Insurance brokers to provide a good quality and professional service. I have used them for some two years now for insurance on my buy to let properties and they have always sought and found the most competitive policies for me to ensure that I don't spend over the odds on the insurance I am forced to purchase. I would highly recommend the service as well as the professional way they deal with me as their customer.
Chris KimberChris Kimber
21:31 10 Jul 22
Highly satisfied, very patient with me and made everything clear. They spend ages on the phone with me ensuring I had the right policy and I never felt rushed. When I had to cancel the policy when I left the trade they were equally as friendly and helpful. Top marks!
Russell FrostRussell Frost
08:28 01 Jun 22
I bought my minibus insurance last year with Riviera Insurance and was happy to renew it with them this year, first class service, very friendly, extremely professional. There communications is second to none, be it by email or phone call. If you're in the market for renewing your minibus or any insurance I'd give them a call first. Highly recommend
Liz AddisonLiz Addison
21:08 31 May 22
Great service. All standard checks made in plenty of time prior to renewal. All specific requirements listened to and addressed with updates provided timely. Clear and transparent communications. Quote sent with clear explanations of the cover being offered. Understood individual requirements for separate owners and for the policy as a whole. Would happily recommend Riviera.
Dazzler DjDazzler Dj
09:52 24 Jan 22
Amazing service - I Had a email about renewal - sent a reply and no more than 5 mins later received a phone call - I’m so impressed - it’s nice for a company to value your business - Sarah was very friendly extremely helpful and very professional - I would certainly recommend this company. - Dave Catmore
Jasper WybrantsJasper Wybrants
09:39 24 Jan 22
Tom was really responsive and came back with a really competitive quote really quick. Will use them again as the whole process was painless.
We’ve been with Riviera Insurance for over 5 years! They are professional, friendly and care about their customers. I highly recommend them.
Claudia ApostolClaudia Apostol
15:19 21 Dec 21
Really nice team, I was insured for the last 3 years by this insurance company.Keep the good work!
Art NIArt NI
09:27 30 May 23
Simply the Best& Clearly much better than all the rest!Very pleased with the quotation I received renewed again this yearCustomer service is streets ahead polite, courteous and if they say they will call you back … surprise surprise they actually do- unlike most othersAll in all very happy
E SE S
21:02 26 May 23
Had a lovely experience with Riviera Insurance so far got the best quote online and a further discount during the call with the agent Beth which was lovely and very helpful throughout all the process. The app looks nice and clear. Would recommend to everyone I know
Pete JamesPete James
11:55 25 May 23
1st time searching for taxi insurance just for me (was a named driver before). Richard was very helpful, polite and friendly, guiding me though the process, with the best price quote - beating the competition.Very Happy with the whole process.
AshkalyAshkaly
11:58 17 May 23
Affordable and Reliable CoverageRiviera Insurance stands out as an affordable and reliable car insurance provider. They offer competitive rates, transparent policies, and excellent customer service. With a range of coverage options to suit different needs and budgets, Riviera Insurance ensures you can find the right policy. Their responsive customer service and convenient online tools make managing your policy hassle-free. For affordable and trustworthy car insurance, choose Riviera Insurance.
Alan BallAlan Ball
09:26 21 Apr 23
I purchased some Gap Insurance through Duncan at Riviera for my new BMW M440!I am absolutely delighted with the service I received and also the price I paid, BMW quoted me a figure that was 5 times higher than the amount I paid Riviera for effectively the same product. So for anyone looking for Gap cover all I can say is give Duncan a ring and you won't be disappointed !!
Stephen DareStephen Dare
11:24 28 Mar 23
Excellent customer service - needed liability insurance and Darren had great knowledge which lead to me knowing everything, without having to spend ages on the phone. He called back when he said he would a true asset to which has left an excellent impression of this company.
Virginia HarrowVirginia Harrow
11:39 25 Jan 23
Absolutely FIRST CLASS! I had to arrange new building insurance very quickly, after purchasing the freehold, and Tom was so brilliant. He sourced the market, and came back with a great offer, which I accepted. He was so easy to deal with, so professional, and so helpful. Very impressed with Riviera's service, and would not hesitate to recommend them. I shall definitely be using them for all my future insurance needs.
Mandy BMandy B
11:53 17 Oct 22
Riviera brought some calm ground into my stressful property purchase process. Tom set up a fairly priced building insurance ready for exchange of contracts. He was friendly, reassuring and easy to contact. Just what I needed. Thanks.
carlo bragagnolocarlo bragagnolo
14:53 12 Sep 22
I have found Riviera Insurance brokers to provide a good quality and professional service. I have used them for some two years now for insurance on my buy to let properties and they have always sought and found the most competitive policies for me to ensure that I don't spend over the odds on the insurance I am forced to purchase. I would highly recommend the service as well as the professional way they deal with me as their customer.
Chris KimberChris Kimber
21:31 10 Jul 22
Highly satisfied, very patient with me and made everything clear. They spend ages on the phone with me ensuring I had the right policy and I never felt rushed. When I had to cancel the policy when I left the trade they were equally as friendly and helpful. Top marks!
Russell FrostRussell Frost
08:28 01 Jun 22
I bought my minibus insurance last year with Riviera Insurance and was happy to renew it with them this year, first class service, very friendly, extremely professional. There communications is second to none, be it by email or phone call. If you're in the market for renewing your minibus or any insurance I'd give them a call first. Highly recommend
Liz AddisonLiz Addison
21:08 31 May 22
Great service. All standard checks made in plenty of time prior to renewal. All specific requirements listened to and addressed with updates provided timely. Clear and transparent communications. Quote sent with clear explanations of the cover being offered. Understood individual requirements for separate owners and for the policy as a whole. Would happily recommend Riviera.
Dazzler DjDazzler Dj
09:52 24 Jan 22
Amazing service - I Had a email about renewal - sent a reply and no more than 5 mins later received a phone call - I’m so impressed - it’s nice for a company to value your business - Sarah was very friendly extremely helpful and very professional - I would certainly recommend this company. - Dave Catmore
Jasper WybrantsJasper Wybrants
09:39 24 Jan 22
Tom was really responsive and came back with a really competitive quote really quick. Will use them again as the whole process was painless.
We’ve been with Riviera Insurance for over 5 years! They are professional, friendly and care about their customers. I highly recommend them.
Claudia ApostolClaudia Apostol
15:19 21 Dec 21
Really nice team, I was insured for the last 3 years by this insurance company.Keep the good work!
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What is classic car insurance and why do you need it?

Classic car insurance is a specialised insurance policy that provides cover tailored to the unique needs of vintage and classic car owners. Unlike standard auto insurance, classic car insurance takes into account the collectable value and the amount of care that goes into maintaining these cherished vehicles. You need classic car insurance because:

Classic cars are valuable assets that deserve specialised protection against potential risks.

Standard auto insurance may not adequately cover the true value of your classic car in case of a loss.

Classic car insurance often comes with flexible usage options, acknowledging that these vehicles are driven less frequently and with more caution.

What type of classic car insurance do I need?

We offer several types of classic car insurance cover to suit your individual needs, including:

Comprehensive cover: Protects against damage caused by accidents, theft, vandalism, fire, and other perils.

Liability cover: Covers bodily injury and property damage if you’re at fault in an accident.

Uninsured/Underinsured Motorist cover: Protects you if you’re involved in an accident with an uninsured or underinsured driver.

Classic Car Roadside Assistance: Offers assistance if your classic car breaks down while you’re on the road.

Spare Parts cover: Insures the valuable spare parts you keep for your classic car.

How can I get cheaper classic car insurance?

While classic car insurance is designed to provide comprehensive cover for your timeless beauty, there are ways to keep the premiums affordable:

Limited Mileage: If you drive your classic car sparingly, you may qualify for reduced premiums.

Secure Storage: Keeping your classic car in a secure garage or facility can lower the risk of theft or damage, leading to potential discounts.

Safe Driving Record: Maintaining a clean driving history demonstrates responsibility, and insurers may offer better rates to safe drivers.

Membership Discounts: Being a member of a recognised classic car club can lead to exclusive discounts.

Higher Deductibles: Opting for a higher deductible can lower your premium, but ensure you choose an amount you can comfortably afford in case of a claim.

What can affect the classic car insurance price?

Several factors can influence the cost of classic car insurance, such as:

The car’s age, make, and model.

The vehicle’s agreed value.

Your driving history and experience.

Your age and location.

The car’s usage and storage arrangements.

Optional upgrades and add-ons

Riviera Insurance offers a range of optional upgrades and add-ons to enhance your classic car insurance policy. These may include:

Classic Car Restoration cover: Extends cover to include damages that occur during the restoration process.

Spare Parts cover: Insures your valuable spare parts and accessories.

Trip Interruption cover: Provides reimbursement for expenses if your classic car breaks down during a trip.

Agreed Value Guaranteed: Lock in your classic car’s agreed value for an extended period.

classic car Insurance

Download our FREE app

At Riviera Insurance, we want to help you. That is why we have developed the Riviera Insurance App to help you easily upload documents, view your documents, report claims and much more.

What types of classic car’s can I insure?

We offer classic car insurance for a wide variety of vehicles, including but not limited to:

Antique cars

Vintage cars

Classic trucks

Muscle cars

Hot rods

Exotic and luxury classics

Custom and modified classics

Frequently asked questions

Classic car insurance is specialised auto insurance designed for vintage, collectable, and classic cars. It provides coverage tailored to the unique needs of older vehicles and their owners.

The definition of a classic car can vary between insurance companies, but generally, it includes vehicles that are at least 20 to 25 years old, well-maintained, and of historical interest or collector value.

Classic car insurance differs from regular car insurance in several ways, including agreed-value cover (instead of actual cash value), mileage limitations, use restrictions, and typically lower premiums.

Agreed value cover is a key feature of classic car insurance. It means that, in the event of a covered total loss, you and the insurance company agree upon the car’s value upfront. This avoids depreciation and ensures you receive the agreed amount if the car is deemed a total loss.

Yes, classic car insurance usually comes with mileage restrictions, as these vehicles are often not driven as frequently as regular cars. Mileage limits are typically set annually and can vary between insurance providers.

Classic car insurance typically comes with limitations on how you can use the vehicle. Most policies restrict regular daily use, and the car is expected to be used for pleasure or hobby purposes only.

Yes, most insurance companies will require documentation to determine your classic car’s value. This may include appraisals, photos, receipts of restoration work, or other supporting evidence of its worth.

Yes, some insurance companies allow you to combine multiple classic cars under one policy, which can often lead to cost savings and simplified management.

Insurance providers may have age and driving experience requirements for classic car insurance. Some may require the primary driver to be a certain age (e.g., 25 or older) and have a clean driving record.

Big enough to save, small enough to care.

Our staff are empowered to contact insurance companies and underwriters on your behalf, giving an entirely personal service across the whole UK with no call centres. We take the time to know your insurance needs to offer you the cheapest insurance policy.

With the added benefit of optional cover, options are to suit you and your pocket. So, finding cheap insurance has never been more simple.

If you are local to Torbay, you can even pop in and see us arrange your insurance at our high street office on Union Street in Torquay.