Day / Short-Term Car Insurance
Get an online quote todat with GoShorty.
- Car drivers aged 18-75
- £500 to £60,000 vehicle value
- Business use on private car
- Van drivers aged 21-75
- 1 hour to 28 days cover
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What is Day / Short-Term Car Insurance?
Day and short-term car insurance, often referred to as temporary car insurance, provides flexible, short-duration vehicle coverage in the UK. It is a standalone policy that allows an individual to insure a car for a period ranging from just one hour up to 28 days, offering a convenient solution for temporary driving needs without altering the vehicle owner’s annual insurance policy.
A primary advantage of this type of insurance is that it is entirely separate from any existing policies on the vehicle. This means if the temporary driver needs to make a claim, it will not impact the car owner’s No Claims Discount (NCD).
Driver and Vehicle Eligibility: The driver will need to be between 18 and 75 years old and hold a valid UK or EU/EEA licence. The insurance policy allows coverage for vehicles of a value from £500 to £60,000.
What Does Day / Short-Term Insurance Cover?
Similar to standard car insurance, learner driver policies are offered at three main levels:
Third-Party: This is the minimum legal requirement and covers injury or damage to other people and their property.
Third-Party, Fire and Theft: This includes third-party cover and also protects against the car being stolen or damaged by fire.
Comprehensive: This offers the highest level of protection, covering all of the above, plus damage to the car the learner is driving, regardless of who is at fault.
Who is Day / Short-Term Car Insurance for?
- Borrowing a Car: For individuals needing to borrow a car from a friend or family member for a short period.
- Emergency Situations: To drive a different car home in an emergency.
- Vehicle Collection/Delivery: Insuring a newly purchased vehicle to drive it home from the seller or dealership.
- Sharing Driving on a Long Trip: Allowing a friend or family member to share the driving on a road trip.
- Test Drives: For private vehicle sales where the potential buyer wants to test drive the car.
- Courtesy Cars: When a garage provides a courtesy car that does not come with its own insurance.
Why insure with GoShorty?
GoShorty are temporary insurance experts, providing a range of short-term vehicle insurance options in the UK. Led by a senior team of insurance experts, they bring together 100-plus years of combined industry experience to deliver flexible, affordable temporary insurance for cars, vans and learner drivers.
Since its launch in 2020, GoShorty have grown their expert team to become one of the UK’s leading temporary vehicle insurance providers. GoShorty is regulated by the Financial Conduct Authority, registered with the Information Commissioner’s Office and are proud members of the British Insurance Brokers Association.
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