Fleet Insurance Quote
Find out if you can get cheaper fleet insurance today.
Fleet Insurance in the UK Protecting Your Business on the Road
Welcome to Riviera Insurance, your trusted partner for fleet insurance in the UK. We understand that as a business owner, your fleet of vehicles is essential to your operations, and protecting them is of utmost importance. With our comprehensive fleet insurance solutions, you can safeguard your vehicles, drivers, and finances, ensuring smooth operations and peace of mind. Whether you have a small fleet or a large one, we have tailored insurance options to suit your specific needs.
What do I need to get a fleet insurance quote?
Obtaining a fleet insurance quote with Riviera Insurance is a straightforward process. To provide you with an accurate quote, we’ll need some basic information about your fleet, including the number of vehicles, their types, and the drivers’ details. Additionally, we’ll require your business’s specifics, such as the nature of your operations and the purpose of the fleet usage. Rest assured, our team of experts will guide you through the process to ensure you get the right cover at the best possible price.
Why get fleet insurance with Riviera Insurance?
At Riviera Insurance, we pride ourselves on offering top-notch fleet insurance with exceptional benefits. Our policies are tailored to meet the unique demands of your business, protecting your assets and reducing potential financial risks. We provide excellent customer service, prompt claims handling, and round-the-clock support, ensuring that you receive the assistance you need whenever you need it. Partner with us to experience the peace of mind that comes with knowing your fleet is in safe hands.
Hear what our satisfied clients have to say about our fleet insurance services. Read their reviews and testimonials to gain insight into the quality and reliability of our offerings. At Riviera Insurance, we take pride in delivering excellent service and exceeding our customers’ expectations.
Take the next step to protect your fleet and your business. Request a quote today and let Riviera Insurance be your partner in safeguarding your fleet on the roads of the UK.
What is fleet insurance and why do you need it?
Fleet insurance is a specialised insurance product designed to cover multiple vehicles under a single policy. It is an essential investment for businesses that rely on a fleet of vehicles to conduct their day-to-day operations. With fleet insurance, you can protect your vehicles, drivers, and cargo from accidents, theft, and other unforeseen incidents. Choosing fleet insurance ensures compliance with UK regulations while providing comprehensive cover, safeguarding your business from financial setbacks.
What type of fleet insurance do I need?
At Riviera Insurance, we offer various types of fleet insurance policies to cater to your specific requirements. Our options include:
Comprehensive cover: Provides the most extensive protection, covering damage to your vehicles, third-party vehicles, and property, as well as injuries to drivers and passengers.
Third-Party Only: Offers cover for damages to third-party vehicles and property, ensuring you meet legal requirements.
Third-Party, Fire & Theft: Covers third-party damages as well as fire damage and theft of your vehicles.
Specialised cover: Tailored policies for specific industries or unique fleet requirements.
Our expert advisors will assist you in selecting the most suitable cover that aligns with your business needs and budget.
How can I get cheaper fleet insurance?
Getting affordable fleet insurance is possible with Riviera Insurance. Here are some tips to reduce your premiums:
Telematics Devices: Installing telematics devices to monitor driving behaviour can lead to potential discounts.
Driver Training: Ensuring your drivers undergo advanced training can positively impact your premiums.
Secure Parking: Parking your fleet vehicles in a secure location when not in use can lower insurance costs.
Claims History: Maintaining a good claims history may result in lower premiums.
Higher Excess: Opting for a higher excess amount can reduce your premium, but consider your financial capabilities before choosing this option.
Explore these possibilities with our team to find the best ways to save on your fleet insurance.
What factors affect the cost of fleet insurance?
Several factors influence fleet insurance pricing:
Vehicle Types: The value and type of vehicles in your fleet can impact the premium.
Driver Experience: Experienced drivers may lead to lower premiums.
Claims History: A history of frequent claims could result in higher premiums.
Vehicle Security: Enhanced security measures can positively affect insurance costs.
Usage Patterns: The nature and frequency of vehicle usage can also play a role.
Understanding these factors will help you make informed decisions about your fleet insurance cover.
Make the most out of your fleet insurance with our optional upgrades and add-ons:
Riviera Insurance offers optional upgrades and add-ons to enhance your fleet insurance coverage. These may include:
Breakdown Assistance: Quick roadside support to keep your fleet moving.
Courtesy Car: Providing temporary replacement vehicles in case of accidents or breakdowns.
Goods in Transit: Covering the goods your fleet transports.
Discuss these optional upgrades with our advisors to customise your fleet insurance plan according to your business needs.
Download our FREE app
At Riviera Insurance, we want to help you. That is why we have developed the Riviera Insurance App to help you easily upload documents, view your documents, report claims and much more.
What types of fleets can I insure?
We understand that different businesses have unique fleet requirements. At Riviera Insurance, we offer cover for a wide range of fleets, including:
Commercial Fleets: Vans, trucks, and cars used for business purposes.
Haulage Fleets: Trucks and lorries involved in the transportation of goods.
Courier Fleets: Vehicles used for delivery and courier services.
Taxi Fleets: Taxis and private hire vehicles.
No matter the size or type of your fleet, we have the right insurance solution for you.
Frequently asked questions
Fleet insurance is a type of insurance that provides coverage for multiple vehicles owned or used by a single entity, such as a company or organisation. It offers a convenient way to insure all vehicles under one policy.
Fleet insurance typically covers various types of vehicles, including cars, vans, trucks, buses, and even speciality vehicles like forklifts or trailers. The specific vehicles covered may depend on the insurance provider and the policy chosen.
No, fleet insurance is not exclusively for businesses. It can also be used by organisations, government entities, non-profits, and other groups that have multiple vehicles to insure.
The minimum number of vehicles required to qualify for fleet insurance varies among insurance providers. It could be as low as two vehicles, but it’s best to check with different insurers to find the most suitable policy for your needs.
Yes, fleet insurance policies are generally flexible, allowing you to add or remove vehicles as your fleet size changes. However, keep in mind that any changes might affect your premium and coverage, so it’s essential to notify your insurer promptly.
Most fleet insurance policies provide coverage for named drivers, employees, or authorised drivers specified in the policy. However, it’s crucial to clarify the details with your insurance provider as some policies may have specific driver restrictions.
This depends on the terms and conditions of your fleet insurance policy. Some policies may include an “Any Driver” clause that allows any authorised driver to operate any vehicle within the fleet, while others may have restrictions based on driver age or driving history.
The premium for fleet insurance is typically based on various factors, including the number of vehicles, types of vehicles, the age and driving records of drivers, the intended usage of the vehicles, and the claims history of the fleet.
Yes, many fleet insurance policies offer no-claims discounts similar to regular car insurance. If your fleet has a good claims history and no at-fault accidents, you may be eligible for a discount on your premium.
Big enough to save, small enough to care.
Our staff are empowered to contact insurance companies and underwriters on your behalf, giving an entirely personal service across the whole UK with no call centres. We take the time to know your insurance needs to offer you the cheapest insurance policy.
With the added benefit of optional cover, options are to suit you and your pocket. So, finding cheap insurance has never been more simple.
If you are local to Torbay, you can even pop in and see us arrange your insurance at our high street office on Union Street in Torquay.