JCT Insurance Quote

JCT Insurance for homeowners, renovators, building contractors and property developers

4.7 1,206 reviews

  • A-Rated Insurers
  • Leasehold, freehold and management companies
  • UK Wide Cover
  • Over 75 Years’ Experience

What is JCT Insurance?

JCT stands for joint contractors’ tribunal. A JCT is a type of contract drawn up for a specific building project. The purpose is to avoid disputes by designating all the individual responsibilities, so it is clear who is at fault if something goes wrong. JCT Insurance is sometimes known as non-negligence insurance, 6.5.1 insurance, or joint names insurance.

A JCT insurance policy will cover you if work you are doing adversely affects neighbouring properties, where no negligence can be proven. In simple terms, it indemnifies you from being sued as the homeowner.

Do I need a Joint Name Insurance Policy?

A joint names policy can be purchased by the homeowner and the builder together, hence the phrase ‘joint names insurance’. The policy differs from a standard home policy in the sense that ordinarily, only the homeowner would be named.

Having a joint name policy means that the homeowner has protection in place in the event something goes wrong with the property and building work.

Whether or not you need a JCT insurance policy will depend on your property type and what kind of renovation works you are having carried out. Party Wall agreements often require JCT cover to be in place.

The JCT insurance requirements are usually detailed in your JCT contract and we will ensure that you have the correct cover in place.

For a JCT insurance quote, please call 01803 659112 or email personallines@rivierainsurance.co.uk

check mark 1  Over 75 years experience
check mark 1  24/7 claim service
check mark 1  Excellent Service Levels
check mark 1  Flexible Payment Plans
check mark 1  Tailored optional Add On Products
check mark 1  Quick Turnaround Times
check mark 1  UK Based Office, not a Call Centre

Why choose us for your JCT Insurance

Our experienced team searches and selects a product that best suits your needs and can cover a variety of JCT clauses. We’ll not only save you time by searching many of the top UK JCT insurance companies for you, we’ll also endeavour to save you money.

We also specialise in providing insurance cover for a range of commercial and private risks, including taxiofficeminibuscouriervanhome, pet and travel insurance, providing one insurance solution for all your needs.

For a quote, please call 01803 659112 or email personallines@rivierainsurance.co.uk

  • We price check many of the UK’s leading insurers daily
  • We have dedicated experts to get you a great deal
  • We have a 24-hour claims line to make life hassle free
  • Friendly and experienced staff waiting for your call
  • Up to 50 recommended insurance companies
  • Great savings with major insurers
  • Instant cover available
  • Instalments available

Our experienced team search and select a product from one of the hundreds available that best suit your needs.

Looking for cheaper insurance for your block of flats, property portfolio or rental properties and trying to find quality cover for your peace of mind can be time consuming so why not let Riviera do the hard work for you? We’ll not only save you time by searching many of the top UK insurance companies for you, we’ll also endeavour to save you money.

Even though we offer competitive freeholder’s insurance and property management cover to name just a few, we fully understand that quality cover is just as important as a low price. We only deal with the most trusted insurance companies who can provide you with the standard of insurance cover you deserve.

Get a JCT Insurance Quote

Contact Permissions

We’d love keep in contact and send you details of discounts, other products we offer, exclusive offers and the latest information and news by email, telephone and SMS. We will always treat your details with the utmost care and never sell them to other companies for marketing purposes. Please let us know how you are happy to hear from us by ticking the boxes below.

gap insurance

Download our FREE app

At Riviera Insurance, we want to help you. That is why we have developed the Riviera Insurance App to help you easily upload documents, view your documents, report claims and much more.

Big enough to save, small enough to care.

Our staff are empowered to contact insurance companies and underwriters on your behalf, providing a truly personal service across the UK – with no call centres. We take the time to understand your insurance needs to find you the most suitable policy at a competitive price.

With a range of optional extras available, you can tailor your cover to suit your needs and budget. Finding cheap insurance has never been simpler. If you are local to Torbay, you can even pop in to our high street office on Union Street in Torquay and arrange your insurance with us in person.