All You need to know about Liability Insurance
What is Liability Insurance?
Liabilty Insurance is designed for professionals, tradesmen and any business where you interact with customers or members of the public. It protects you against claims of personal injury or property damage that a third party may suffer or claims to have suffered as a result of your business activites.
Product liability insurance protects against claims of personal injury or property damage caused by products sold or supplied through your business. It is designed to help protect your business by insuring that if this happens, you don’t have to pay any legal or court costs.
Employers liability is a legal reqiurement for anyone who has employees. This liability insurance protects you against the cost of compensation claims arising from employee illness or injury, sustained as a result of their work for you whether in an office, out on the road or on a roof. Not having the appropriate cover in place can result in costly fines.