Motor Trade Insurance Quote

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4.8 690 reviews

Specialist Motor Trade Insurance Broker

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Welcome to Riviera Insurance Your Trusted Motor Trade Insurance Provider in the UK

At Riviera Insurance, we understand the unique challenges that come with operating in the motor trade industry. That’s why we offer comprehensive and tailored motor trade insurance solutions to protect your business and assets. Whether you’re a vehicle dealer, mechanic, body shop, or operate in any other motor trade business, our expert team is here to find the perfect cover for your specific needs. Discover why Riviera Insurance is the preferred choice for motor trade insurance in the UK.

What do I need to get a motor trade insurance quote?

Getting a motor trade insurance quote with Riviera Insurance is a quick and straightforward process. To provide you with the most accurate and competitive quote, we’ll need some essential information, including:

Your business type and activities in the motor trade.

Details about your trading premises and security measures.

The number of employees and drivers covered under the policy.

Previous insurance history and any no-claims bonus.

Why get motor trade insurance with Riviera Insurance?

Riviera Insurance stands out as a leading motor trade insurance provider for several reasons:

Specialisation: We specialise in motor trade insurance, ensuring you get cover tailored to your industry-specific needs.

Extensive cover: Our policies offer comprehensive cover, protecting your vehicles, stock, tools, and liabilities.

Competitive Prices: We strive to provide affordable insurance without compromising on the quality of cover.

Expert Team: Our experienced team understands the motor trade industry, guiding you through the insurance process with ease.

Exceptional Service: We value our clients and offer top-notch customer service whenever you need assistance.

Our reviews

Discover what our satisfied clients have to say about Riviera Insurance and our top-notch motor trade insurance services. Read their reviews and experiences to gain confidence in choosing us as your insurance provider.

At Riviera Insurance, we are dedicated to safeguarding your motor trade business with reliable and comprehensive insurance cover. Get in touch today for a quote and let us protect what matters most to you.

Riviera Insurance
4.8
Based on 600 reviews
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Art NIArt NI
09:27 30 May 23
Simply the Best& Clearly much better than all the rest!Very pleased with the quotation I received renewed again this yearCustomer service is streets ahead polite, courteous and if they say they will call you back … surprise surprise they actually do- unlike most othersAll in all very happy
E SE S
21:02 26 May 23
Had a lovely experience with Riviera Insurance so far got the best quote online and a further discount during the call with the agent Beth which was lovely and very helpful throughout all the process. The app looks nice and clear. Would recommend to everyone I know
Pete JamesPete James
11:55 25 May 23
1st time searching for taxi insurance just for me (was a named driver before). Richard was very helpful, polite and friendly, guiding me though the process, with the best price quote - beating the competition.Very Happy with the whole process.
AshkalyAshkaly
11:58 17 May 23
Affordable and Reliable CoverageRiviera Insurance stands out as an affordable and reliable car insurance provider. They offer competitive rates, transparent policies, and excellent customer service. With a range of coverage options to suit different needs and budgets, Riviera Insurance ensures you can find the right policy. Their responsive customer service and convenient online tools make managing your policy hassle-free. For affordable and trustworthy car insurance, choose Riviera Insurance.
Alan BallAlan Ball
09:26 21 Apr 23
I purchased some Gap Insurance through Duncan at Riviera for my new BMW M440!I am absolutely delighted with the service I received and also the price I paid, BMW quoted me a figure that was 5 times higher than the amount I paid Riviera for effectively the same product. So for anyone looking for Gap cover all I can say is give Duncan a ring and you won't be disappointed !!
Stephen DareStephen Dare
11:24 28 Mar 23
Excellent customer service - needed liability insurance and Darren had great knowledge which lead to me knowing everything, without having to spend ages on the phone. He called back when he said he would a true asset to which has left an excellent impression of this company.
Virginia HarrowVirginia Harrow
11:39 25 Jan 23
Absolutely FIRST CLASS! I had to arrange new building insurance very quickly, after purchasing the freehold, and Tom was so brilliant. He sourced the market, and came back with a great offer, which I accepted. He was so easy to deal with, so professional, and so helpful. Very impressed with Riviera's service, and would not hesitate to recommend them. I shall definitely be using them for all my future insurance needs.
Mandy BMandy B
11:53 17 Oct 22
Riviera brought some calm ground into my stressful property purchase process. Tom set up a fairly priced building insurance ready for exchange of contracts. He was friendly, reassuring and easy to contact. Just what I needed. Thanks.
carlo bragagnolocarlo bragagnolo
14:53 12 Sep 22
I have found Riviera Insurance brokers to provide a good quality and professional service. I have used them for some two years now for insurance on my buy to let properties and they have always sought and found the most competitive policies for me to ensure that I don't spend over the odds on the insurance I am forced to purchase. I would highly recommend the service as well as the professional way they deal with me as their customer.
Chris KimberChris Kimber
21:31 10 Jul 22
Highly satisfied, very patient with me and made everything clear. They spend ages on the phone with me ensuring I had the right policy and I never felt rushed. When I had to cancel the policy when I left the trade they were equally as friendly and helpful. Top marks!
Russell FrostRussell Frost
08:28 01 Jun 22
I bought my minibus insurance last year with Riviera Insurance and was happy to renew it with them this year, first class service, very friendly, extremely professional. There communications is second to none, be it by email or phone call. If you're in the market for renewing your minibus or any insurance I'd give them a call first. Highly recommend
Liz AddisonLiz Addison
21:08 31 May 22
Great service. All standard checks made in plenty of time prior to renewal. All specific requirements listened to and addressed with updates provided timely. Clear and transparent communications. Quote sent with clear explanations of the cover being offered. Understood individual requirements for separate owners and for the policy as a whole. Would happily recommend Riviera.
Dazzler DjDazzler Dj
09:52 24 Jan 22
Amazing service - I Had a email about renewal - sent a reply and no more than 5 mins later received a phone call - I’m so impressed - it’s nice for a company to value your business - Sarah was very friendly extremely helpful and very professional - I would certainly recommend this company. - Dave Catmore
Jasper WybrantsJasper Wybrants
09:39 24 Jan 22
Tom was really responsive and came back with a really competitive quote really quick. Will use them again as the whole process was painless.
We’ve been with Riviera Insurance for over 5 years! They are professional, friendly and care about their customers. I highly recommend them.
Claudia ApostolClaudia Apostol
15:19 21 Dec 21
Really nice team, I was insured for the last 3 years by this insurance company.Keep the good work!
Art NIArt NI
09:27 30 May 23
Simply the Best& Clearly much better than all the rest!Very pleased with the quotation I received renewed again this yearCustomer service is streets ahead polite, courteous and if they say they will call you back … surprise surprise they actually do- unlike most othersAll in all very happy
E SE S
21:02 26 May 23
Had a lovely experience with Riviera Insurance so far got the best quote online and a further discount during the call with the agent Beth which was lovely and very helpful throughout all the process. The app looks nice and clear. Would recommend to everyone I know
Pete JamesPete James
11:55 25 May 23
1st time searching for taxi insurance just for me (was a named driver before). Richard was very helpful, polite and friendly, guiding me though the process, with the best price quote - beating the competition.Very Happy with the whole process.
AshkalyAshkaly
11:58 17 May 23
Affordable and Reliable CoverageRiviera Insurance stands out as an affordable and reliable car insurance provider. They offer competitive rates, transparent policies, and excellent customer service. With a range of coverage options to suit different needs and budgets, Riviera Insurance ensures you can find the right policy. Their responsive customer service and convenient online tools make managing your policy hassle-free. For affordable and trustworthy car insurance, choose Riviera Insurance.
Alan BallAlan Ball
09:26 21 Apr 23
I purchased some Gap Insurance through Duncan at Riviera for my new BMW M440!I am absolutely delighted with the service I received and also the price I paid, BMW quoted me a figure that was 5 times higher than the amount I paid Riviera for effectively the same product. So for anyone looking for Gap cover all I can say is give Duncan a ring and you won't be disappointed !!
Stephen DareStephen Dare
11:24 28 Mar 23
Excellent customer service - needed liability insurance and Darren had great knowledge which lead to me knowing everything, without having to spend ages on the phone. He called back when he said he would a true asset to which has left an excellent impression of this company.
Virginia HarrowVirginia Harrow
11:39 25 Jan 23
Absolutely FIRST CLASS! I had to arrange new building insurance very quickly, after purchasing the freehold, and Tom was so brilliant. He sourced the market, and came back with a great offer, which I accepted. He was so easy to deal with, so professional, and so helpful. Very impressed with Riviera's service, and would not hesitate to recommend them. I shall definitely be using them for all my future insurance needs.
Mandy BMandy B
11:53 17 Oct 22
Riviera brought some calm ground into my stressful property purchase process. Tom set up a fairly priced building insurance ready for exchange of contracts. He was friendly, reassuring and easy to contact. Just what I needed. Thanks.
carlo bragagnolocarlo bragagnolo
14:53 12 Sep 22
I have found Riviera Insurance brokers to provide a good quality and professional service. I have used them for some two years now for insurance on my buy to let properties and they have always sought and found the most competitive policies for me to ensure that I don't spend over the odds on the insurance I am forced to purchase. I would highly recommend the service as well as the professional way they deal with me as their customer.
Chris KimberChris Kimber
21:31 10 Jul 22
Highly satisfied, very patient with me and made everything clear. They spend ages on the phone with me ensuring I had the right policy and I never felt rushed. When I had to cancel the policy when I left the trade they were equally as friendly and helpful. Top marks!
Russell FrostRussell Frost
08:28 01 Jun 22
I bought my minibus insurance last year with Riviera Insurance and was happy to renew it with them this year, first class service, very friendly, extremely professional. There communications is second to none, be it by email or phone call. If you're in the market for renewing your minibus or any insurance I'd give them a call first. Highly recommend
Liz AddisonLiz Addison
21:08 31 May 22
Great service. All standard checks made in plenty of time prior to renewal. All specific requirements listened to and addressed with updates provided timely. Clear and transparent communications. Quote sent with clear explanations of the cover being offered. Understood individual requirements for separate owners and for the policy as a whole. Would happily recommend Riviera.
Dazzler DjDazzler Dj
09:52 24 Jan 22
Amazing service - I Had a email about renewal - sent a reply and no more than 5 mins later received a phone call - I’m so impressed - it’s nice for a company to value your business - Sarah was very friendly extremely helpful and very professional - I would certainly recommend this company. - Dave Catmore
Jasper WybrantsJasper Wybrants
09:39 24 Jan 22
Tom was really responsive and came back with a really competitive quote really quick. Will use them again as the whole process was painless.
We’ve been with Riviera Insurance for over 5 years! They are professional, friendly and care about their customers. I highly recommend them.
Claudia ApostolClaudia Apostol
15:19 21 Dec 21
Really nice team, I was insured for the last 3 years by this insurance company.Keep the good work!
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What is motor trade insurance and why do you need it?

Motor trade insurance is a specialised type of cover designed for businesses involved in buying, selling, repairing, or servicing vehicles. It protects you from financial losses that may arise due to accidents, theft, damage to vehicles under your care, or liability claims from third parties. Having motor trade insurance is not only a legal requirement but also a crucial safeguard for your business, giving you peace of mind to focus on what you do best.

What type of motor trade insurance do I need?

The type of motor trade insurance you need depends on the nature of your business and the level of cover required. Riviera Insurance offers various types of policies, including:

Road Risk Insurance: Covering vehicles while they are being driven on the road.

Combined Motor Trade Insurance: Providing comprehensive cover for vehicles, premises, tools, and liabilities.

Liability Insurance: Protecting your business from third-party claims for injury or property damage.

Stock Insurance: Covering the vehicles and parts you have in stock.

How can I get cheaper motor trade insurance?

Riviera Insurance is committed to finding you the most cost-effective motor trade insurance without compromising on essential cover. Here are some tips to help you get cheaper insurance:

Secure Premises: Implement robust security measures at your trading premises to reduce risks.

No Claims Bonus: If you have a proven track record of no claims, it can positively impact your insurance cost.

Restricted Drivers: Limit the number of drivers covered, ideally to those over 25 with a clean driving record.

Voluntary Excess: Consider opting for a higher voluntary excess to lower your premium.

Compare Quotes: Obtain quotes from multiple insurers to find the best deal.

What can affect the motor trade insurance price?

Several factors can influence the price of your motor trade insurance, such as:

Business Activities: Certain motor trade activities may carry higher risks and, therefore, impact the cost.

Location: The area where your business operates can affect insurance prices.

Claims History: Previous claims or a lack of no claims bonus can influence the cost.

Security Measures: Having robust security measures can positively impact your premium.

Optional upgrades and add-ons

Riviera Insurance offers optional upgrades and add-ons to enhance your motor trade insurance cover, including:

Tools and Equipment Cover: Protection for your valuable tools and equipment.

Business Interruption: cover for financial losses in case your business operations are interrupted.

Legal Expenses: Assistance with legal costs in the event of a claim.

Personal Accident: Cover for you and your employees in case of accidental injury.

Download our FREE app

At Riviera Insurance, we want to help you. That is why we have developed the Riviera Insurance App to help you easily upload documents, view your documents, report claims and much more.

What types of motor trades can I insure?

Riviera Insurance caters to a wide range of motor trade businesses, including but not limited to:

Car Dealerships

Mechanics and Garages

Body Shops and Crash Repair Centres

Car Valeting and Detailing Services

Mobile Mechanics

Car Transporters

Frequently asked questions

Motor trade insurance is a specialised type of insurance that provides cover for businesses involved in the buying, selling, servicing, repairing, or valeting of vehicles. It protects motor traders against various risks they face while operating in the automotive industry.

Motor trade insurance is essential for individuals and businesses engaged in activities such as car dealerships, mechanics, car valets, body repair shops, and MOT stations, among others. It is a legal requirement for any business dealing with customer vehicles or having them on their premises.

Cover may vary depending on the policy, but typical motor trade insurance includes road risks cover, public liability insurance, employer’s liability insurance, product liability insurance, business premises coverage, tools and equipment cover, and stock coverage.

Road risks insurance is a fundamental component of motor trade insurance, providing cover for vehicles that you don’t own but are in your custody, control, or being driven for motor trade purposes. It can include third-party only, third-party fire and theft, or comprehensive cover.

Yes, if you operate a motor trade business, you are legally required to have at least road risks insurance in place. This is to ensure that third parties are protected if an accident occurs involving a vehicle under your control.

Yes, many motor trade insurance policies allow you to add named drivers to the policy. However, the drivers’ details, driving history, and ages will affect the premium.

No, motor trade insurance is designed to cover vehicles used for business purposes only. For personal use, you will need separate personal car insurance.

Yes, demonstration vehicles are typically covered under a motor trade insurance policy, as they are used for business purposes to showcase vehicles to potential customers.

Public liability insurance provides cover for third-party injury or property damage claims that may arise while operating your motor trade business. It protects you from legal and financial liabilities.

Big enough to save, small enough to care.

Our staff are empowered to contact insurance companies and underwriters on your behalf, giving an entirely personal service across the whole UK with no call centres. We take the time to know your insurance needs to offer you the cheapest insurance policy.

With the added benefit of optional cover, options are to suit you and your pocket. So, finding cheap insurance has never been more simple.

If you are local to Torbay, you can even pop in and see us arrange your insurance at our high street office on Union Street in Torquay.