Non Standard Home Insurance Quote

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Specialist Non-Standard Home Insurance Broker

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Non-Standard Home Insurance in the UK Protecting Homes, Unconventional Needs

Welcome to Riviera Insurance, your trusted partner in securing non-standard home insurance in the UK. We understand that every home is unique, and standard insurance policies may not adequately cover your specific needs. With our tailored non-standard home insurance solutions, you can safeguard your beloved home and its contents with confidence. Whether you have a listed property, a high-value home, or a home with unique construction, we’ve got you covered. Discover why Riviera Insurance is the right choice for your non-standard home insurance needs.

What do I need to get a non-standard home insurance quote?

Obtaining a non-standard home insurance quote is a straightforward process with Riviera Insurance. To get started, simply provide us with some basic information about your property, including its location, type of construction, and any unique features it possesses. Additionally, we may need details about the security measures in place and any previous claims history. Armed with this information, our experienced team will craft a personalised insurance quote tailored to your specific requirements.

Why get non-standard home insurance with Riviera Insurance?

At Riviera Insurance, we specialise in providing comprehensive cover for non-standard homes. Choosing us means gaining access to a wide range of benefits, including:

Tailored cover: We understand the intricacies of non-standard properties and offer insurance solutions that align perfectly with your unique needs.

Expertise: Our team consists of seasoned insurance professionals who are well-versed in the complexities of insuring non-standard homes.

Exceptional Service: We prioritise our customers and strive to provide unparalleled service and support throughout your insurance journey.

Trustworthiness: Riviera Insurance has a proven track record of offering reliable and flexible insurance solutions for non-standard homes.

Our reviews

Discover what our valued customers have to say about their experience with Riviera Insurance’s non-standard home insurance. Read their reviews and testimonials to gain insight into the level of service and protection we provide.

Secure your unique home today with Riviera Insurance’s specialised non-standard home insurance. Get a quote now and ensure your extraordinary home is safeguarded against any eventuality. Contact us today or use our user-friendly online quote tool to get started!

Riviera Insurance
4.8
Based on 600 reviews
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Art NIArt NI
09:27 30 May 23
Simply the Best& Clearly much better than all the rest!Very pleased with the quotation I received renewed again this yearCustomer service is streets ahead polite, courteous and if they say they will call you back … surprise surprise they actually do- unlike most othersAll in all very happy
E SE S
21:02 26 May 23
Had a lovely experience with Riviera Insurance so far got the best quote online and a further discount during the call with the agent Beth which was lovely and very helpful throughout all the process. The app looks nice and clear. Would recommend to everyone I know
Pete JamesPete James
11:55 25 May 23
1st time searching for taxi insurance just for me (was a named driver before). Richard was very helpful, polite and friendly, guiding me though the process, with the best price quote - beating the competition.Very Happy with the whole process.
AshkalyAshkaly
11:58 17 May 23
Affordable and Reliable CoverageRiviera Insurance stands out as an affordable and reliable car insurance provider. They offer competitive rates, transparent policies, and excellent customer service. With a range of coverage options to suit different needs and budgets, Riviera Insurance ensures you can find the right policy. Their responsive customer service and convenient online tools make managing your policy hassle-free. For affordable and trustworthy car insurance, choose Riviera Insurance.
Alan BallAlan Ball
09:26 21 Apr 23
I purchased some Gap Insurance through Duncan at Riviera for my new BMW M440!I am absolutely delighted with the service I received and also the price I paid, BMW quoted me a figure that was 5 times higher than the amount I paid Riviera for effectively the same product. So for anyone looking for Gap cover all I can say is give Duncan a ring and you won't be disappointed !!
Stephen DareStephen Dare
11:24 28 Mar 23
Excellent customer service - needed liability insurance and Darren had great knowledge which lead to me knowing everything, without having to spend ages on the phone. He called back when he said he would a true asset to which has left an excellent impression of this company.
Virginia HarrowVirginia Harrow
11:39 25 Jan 23
Absolutely FIRST CLASS! I had to arrange new building insurance very quickly, after purchasing the freehold, and Tom was so brilliant. He sourced the market, and came back with a great offer, which I accepted. He was so easy to deal with, so professional, and so helpful. Very impressed with Riviera's service, and would not hesitate to recommend them. I shall definitely be using them for all my future insurance needs.
Mandy BMandy B
11:53 17 Oct 22
Riviera brought some calm ground into my stressful property purchase process. Tom set up a fairly priced building insurance ready for exchange of contracts. He was friendly, reassuring and easy to contact. Just what I needed. Thanks.
carlo bragagnolocarlo bragagnolo
14:53 12 Sep 22
I have found Riviera Insurance brokers to provide a good quality and professional service. I have used them for some two years now for insurance on my buy to let properties and they have always sought and found the most competitive policies for me to ensure that I don't spend over the odds on the insurance I am forced to purchase. I would highly recommend the service as well as the professional way they deal with me as their customer.
Chris KimberChris Kimber
21:31 10 Jul 22
Highly satisfied, very patient with me and made everything clear. They spend ages on the phone with me ensuring I had the right policy and I never felt rushed. When I had to cancel the policy when I left the trade they were equally as friendly and helpful. Top marks!
Russell FrostRussell Frost
08:28 01 Jun 22
I bought my minibus insurance last year with Riviera Insurance and was happy to renew it with them this year, first class service, very friendly, extremely professional. There communications is second to none, be it by email or phone call. If you're in the market for renewing your minibus or any insurance I'd give them a call first. Highly recommend
Liz AddisonLiz Addison
21:08 31 May 22
Great service. All standard checks made in plenty of time prior to renewal. All specific requirements listened to and addressed with updates provided timely. Clear and transparent communications. Quote sent with clear explanations of the cover being offered. Understood individual requirements for separate owners and for the policy as a whole. Would happily recommend Riviera.
Dazzler DjDazzler Dj
09:52 24 Jan 22
Amazing service - I Had a email about renewal - sent a reply and no more than 5 mins later received a phone call - I’m so impressed - it’s nice for a company to value your business - Sarah was very friendly extremely helpful and very professional - I would certainly recommend this company. - Dave Catmore
Jasper WybrantsJasper Wybrants
09:39 24 Jan 22
Tom was really responsive and came back with a really competitive quote really quick. Will use them again as the whole process was painless.
We’ve been with Riviera Insurance for over 5 years! They are professional, friendly and care about their customers. I highly recommend them.
Claudia ApostolClaudia Apostol
15:19 21 Dec 21
Really nice team, I was insured for the last 3 years by this insurance company.Keep the good work!
Art NIArt NI
09:27 30 May 23
Simply the Best& Clearly much better than all the rest!Very pleased with the quotation I received renewed again this yearCustomer service is streets ahead polite, courteous and if they say they will call you back … surprise surprise they actually do- unlike most othersAll in all very happy
E SE S
21:02 26 May 23
Had a lovely experience with Riviera Insurance so far got the best quote online and a further discount during the call with the agent Beth which was lovely and very helpful throughout all the process. The app looks nice and clear. Would recommend to everyone I know
Pete JamesPete James
11:55 25 May 23
1st time searching for taxi insurance just for me (was a named driver before). Richard was very helpful, polite and friendly, guiding me though the process, with the best price quote - beating the competition.Very Happy with the whole process.
AshkalyAshkaly
11:58 17 May 23
Affordable and Reliable CoverageRiviera Insurance stands out as an affordable and reliable car insurance provider. They offer competitive rates, transparent policies, and excellent customer service. With a range of coverage options to suit different needs and budgets, Riviera Insurance ensures you can find the right policy. Their responsive customer service and convenient online tools make managing your policy hassle-free. For affordable and trustworthy car insurance, choose Riviera Insurance.
Alan BallAlan Ball
09:26 21 Apr 23
I purchased some Gap Insurance through Duncan at Riviera for my new BMW M440!I am absolutely delighted with the service I received and also the price I paid, BMW quoted me a figure that was 5 times higher than the amount I paid Riviera for effectively the same product. So for anyone looking for Gap cover all I can say is give Duncan a ring and you won't be disappointed !!
Stephen DareStephen Dare
11:24 28 Mar 23
Excellent customer service - needed liability insurance and Darren had great knowledge which lead to me knowing everything, without having to spend ages on the phone. He called back when he said he would a true asset to which has left an excellent impression of this company.
Virginia HarrowVirginia Harrow
11:39 25 Jan 23
Absolutely FIRST CLASS! I had to arrange new building insurance very quickly, after purchasing the freehold, and Tom was so brilliant. He sourced the market, and came back with a great offer, which I accepted. He was so easy to deal with, so professional, and so helpful. Very impressed with Riviera's service, and would not hesitate to recommend them. I shall definitely be using them for all my future insurance needs.
Mandy BMandy B
11:53 17 Oct 22
Riviera brought some calm ground into my stressful property purchase process. Tom set up a fairly priced building insurance ready for exchange of contracts. He was friendly, reassuring and easy to contact. Just what I needed. Thanks.
carlo bragagnolocarlo bragagnolo
14:53 12 Sep 22
I have found Riviera Insurance brokers to provide a good quality and professional service. I have used them for some two years now for insurance on my buy to let properties and they have always sought and found the most competitive policies for me to ensure that I don't spend over the odds on the insurance I am forced to purchase. I would highly recommend the service as well as the professional way they deal with me as their customer.
Chris KimberChris Kimber
21:31 10 Jul 22
Highly satisfied, very patient with me and made everything clear. They spend ages on the phone with me ensuring I had the right policy and I never felt rushed. When I had to cancel the policy when I left the trade they were equally as friendly and helpful. Top marks!
Russell FrostRussell Frost
08:28 01 Jun 22
I bought my minibus insurance last year with Riviera Insurance and was happy to renew it with them this year, first class service, very friendly, extremely professional. There communications is second to none, be it by email or phone call. If you're in the market for renewing your minibus or any insurance I'd give them a call first. Highly recommend
Liz AddisonLiz Addison
21:08 31 May 22
Great service. All standard checks made in plenty of time prior to renewal. All specific requirements listened to and addressed with updates provided timely. Clear and transparent communications. Quote sent with clear explanations of the cover being offered. Understood individual requirements for separate owners and for the policy as a whole. Would happily recommend Riviera.
Dazzler DjDazzler Dj
09:52 24 Jan 22
Amazing service - I Had a email about renewal - sent a reply and no more than 5 mins later received a phone call - I’m so impressed - it’s nice for a company to value your business - Sarah was very friendly extremely helpful and very professional - I would certainly recommend this company. - Dave Catmore
Jasper WybrantsJasper Wybrants
09:39 24 Jan 22
Tom was really responsive and came back with a really competitive quote really quick. Will use them again as the whole process was painless.
We’ve been with Riviera Insurance for over 5 years! They are professional, friendly and care about their customers. I highly recommend them.
Claudia ApostolClaudia Apostol
15:19 21 Dec 21
Really nice team, I was insured for the last 3 years by this insurance company.Keep the good work!
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What is non-standard home insurance and why do you need it?

Non-standard home insurance is specifically designed to cover properties that deviate from the standard insurance criteria. These properties may include listed buildings, high-value homes, homes with non-traditional construction materials, or those located in areas prone to flooding or subsidence. Standard insurance policies often fail to adequately protect these unique properties, leaving homeowners vulnerable to substantial financial loss. Non-standard home insurance ensures that your home and its contents are safeguarded against unforeseen events, offering you peace of mind and financial security.

What type of non-standard home insurance do I need?

The type of non-standard home insurance you need depends on your property’s specific characteristics and your cover preferences. At Riviera Insurance, we offer various specialised policies, such as:

Listed Property Insurance

High-Value Home Insurance

Flood and Subsidence Insurance

Non-Standard Construction Insurance

Unoccupied Property Insurance

Our expert advisors will assess your needs and recommend the most suitable cover to protect your non-standard home comprehensively.

How can I get cheaper non-standard home insurance?

While non-standard home insurance may be more specialised, there are still ways to obtain competitive rates. Here are some tips to help you secure more affordable premiums:

Enhance Security: Installing robust security measures like burglar alarms and CCTV can reduce the risk of theft and potentially lower your insurance costs.

Voluntary Excess: Opting for a higher voluntary excess can lead to reduced premiums. However, ensure you can afford the excess amount in case of a claim.

Bundle Policies: If you have multiple insurance needs, consider bundling them with a single insurer, as this can often lead to discounted rates.

Shop and Compare: Don’t settle for the first quote you receive. Compare prices and cover options from multiple insurers to find the best deal.

The cost of non-standard home insurance varies depending on several factors, including the property’s unique features, location, rebuild value, contents value, and the level of cover required. Generally, non-standard home insurance may be slightly higher in price than standard policies due to the increased risk associated with unique properties. However, Riviera Insurance strives to offer competitive rates without compromising on cover quality.

What factors affect the cost of non-standard home insurance?

Several factors can influence the cost of your non-standard home insurance, including:

Property Type and Construction: The materials used and the age of your property can impact the insurance premium.

Location: Properties in high-risk areas, such as floodplains or crime-prone neighbourhoods, may have higher premiums.

Security Measures: Homes equipped with advanced security systems are considered less risky and may attract lower premiums.

Rebuild and Contents Value: Higher rebuild and contents values will lead to increased insurance costs.

Previous Claims History: A history of frequent claims might result in higher premiums.

Make the most out of your non-standard home insurance with our optional upgrades and add-ons:

Riviera Insurance offers a range of optional upgrades and add-ons to enhance your non-standard home insurance policy. These may include:

Accidental Damage Cover

Home Emergency Cover

Legal Expenses Cover

Personal Possessions Cover

Our knowledgeable advisors can help you customise your policy with these additional protections for complete peace of mind.

Download our FREE app

At Riviera Insurance, we want to help you. That is why we have developed the Riviera Insurance App to help you easily upload documents, view your documents, report claims and much more.

What types of non-standard homes can I insure?

Riviera Insurance caters to a wide range of non-standard properties, including but not limited to:

Listed Buildings

Thatched Roof Homes

Timber Frame Houses

High-Value Homes

Eco-Friendly Homes

Properties with Previous Subsidence or Flooding Issues

Unoccupied or Second Homes

Frequently asked questions

on-standard home insurance is a specialised type of insurance designed to cover properties that don’t meet the typical criteria for standard home insurance policies. It is tailored for unique or high-risk properties, such as older homes, homes with a history of claims, homes in high-risk locations, or properties with non-standard construction.

Properties that may be considered non-standard include older homes, historical buildings, homes with unique architecture or construction materials, homes in high-risk areas (e.g., flood zones or wildfire-prone regions), vacant homes, and properties with previous insurance claims or damage history.

If your property doesn’t meet the eligibility criteria of standard home insurance policies, you may require non-standard home insurance to ensure adequate cover. Regular policies might exclude specific risks, leaving your property vulnerable to potential losses.

Non-standard home insurance policies usually cover the same core risks as standard policies, such as fire, theft, and liability. However, they might also include additional cover for risks specific to your property’s unique circumstances, like damage from specific natural disasters or protection from unusual construction materials.

Yes, non-standard home insurance typically comes with higher premiums than standard policies. This is because these properties often present higher risks to the insurance company, leading to increased costs to adequately cover potential losses.

Insurance companies assess various factors, including the property’s age, location, construction materials, condition, claims history, and any special risk features to determine eligibility for non-standard home insurance.

If your property undergoes significant changes or no longer meets the criteria for standard home insurance, you may need to switch to a non-standard policy. However, it’s essential to notify your insurance provider of any modifications or changes to ensure continuous cover.

While non-standard home insurance tends to be more expensive, some insurance companies might offer discounts for certain safety features or risk-mitigating measures implemented on your property.

Remember that the specific details of non-standard home insurance policies can vary widely between insurance providers, so it’s crucial to read and understand the terms and conditions of any policy before purchasing.

Big enough to save, small enough to care.

Our staff are empowered to contact insurance companies and underwriters on your behalf, giving an entirely personal service across the whole UK with no call centres. We take the time to know your insurance needs to offer you the cheapest insurance policy.

With the added benefit of optional cover, options are to suit you and your pocket. So, finding cheap insurance has never been more simple.

If you are local to Torbay, you can even pop in and see us arrange your insurance at our high street office on Union Street in Torquay.