Property Owners Insurance Quote
All You need to know about Property Owners Insurance
Specialist Property Owners Insurance Broker
Protect Your Investment with Property Owners Insurance UK
Welcome to Riviera Insurance- Your Trusted Property Owners Insurance Provider
What is Property Owners Insurance?
Property Owners Insurance, also known as Landlord Insurance, is a specialised insurance policy designed for individuals who own residential or commercial properties. It provides coverage to protect property owners from potential risks associated with property ownership.
What does Property Owners Insurance cover?
Property Owners Insurance typically covers:
- Building Insurance: Protection for the structure of the property against damage or loss.
- Contents Insurance: Coverage for furnishings and equipment inside the property.
- Liability Insurance: Protection against legal claims made by tenants or third parties.
- Loss of Rental Income: Coverage for lost income due to property damage or uninhabitable conditions.
- Malicious Damage: Protection against damage caused intentionally by tenants.
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Here at Riviera Insurance, we’re proud to be a reliable provider of property owners insurance. Don’t just take our word for it, though – have a look at our Google reviews to hear from our satisfied customers.
Do I Need Property Owners Insurance?
If you own rental properties in the UK, Property Owners Insurance is highly recommended. It safeguards your investments and helps you manage risks associated with renting to tenants, ensuring financial security and peace of mind.
What Won’t Property Owners Insurance Cover?
Property Owners Insurance may have exclusions, such as wear and tear, pre-existing damage, or damage caused by certain perils. It’s essential to review your policy for specific exclusions.
How Much Does Property Owners Insurance Cost?
The cost of Property Owners Insurance varies depending on factors such as property type, location, coverage limits, and the number of properties you own. Request a personalised quote to determine the cost that suits your budget.
What Types of Property Owners Insurance Are There?
There are various types of Property Owners Insurance policies, including:
- Residential Landlord Insurance: Designed for owners of residential rental properties.
- Commercial Landlord Insurance: Tailored for owners of commercial properties.
- Unoccupied Property Insurance: Coverage for vacant properties.
- Holiday Home Insurance: Protection for second homes or holiday rentals.
Choose the policy that aligns with your property ownership needs.
How to Get Cheaper Property Owners Insurance?
To secure more affordable Property Owners Insurance:
Compare quotes from multiple providers.
Consider increasing your excess.
Maintain good property maintenance practices.
What Do I Need to Get a Property Owners Insurance Quote?
To obtain a Property Owners Insurance quote, you’ll need:
Property details, including address and type (residential, commercial, etc.).
Information about the property’s construction and age.
The sums insured you need to insure the property for.
Details about any safety or security features in the property.
Information on previous insurance claims (if any).
Other products that we offer…
Big enough to save, small enough to care.
Our staff are empowered to contact insurance companies and underwriters on your behalf, giving an entirely personal service across the whole UK with no call centres. We take the time to know your insurance needs to offer you the cheapest insurance policy.
With the added benefit of optional cover, options are to suit you and your pocket. So, finding cheap insurance has never been more simple.
If you are local to Torbay, you can even pop in and see us arrange your insurance at our high street office on Union Street in Torquay.